Submitted by Scott Johnson on Wed, 07/20/2011 - 13:04
By Lesley Fair
July 20, 2011 - 12:27pm
Homeowners in financial trouble aren’t getting a lot of great news these days. But 450,177 of them will be getting a check in the mail that represents their share of the FTC’s $108 million settlement with mortgage giant Countrywide. And companies that take advantage of Americans struggling to pay the bills will be getting a little something, too: a strong message from the FTC that unfair or deceptive practices targeting cash-strapped consumers won’t be tolerated.
Submitted by Scott Johnson on Sun, 07/10/2011 - 12:21
If your wallet is full of plastic and your mail is full of bills, it might be time to organize your credit cards. In fact, if you are carrying quite a bit of debt, consolidating to a lower-rate card can save you a hefty chunk of change in interest charges. But done incorrectly, canceling credit cards or consolidating debt can cause more harm than good.
Submitted by Scott Johnson on Fri, 07/01/2011 - 09:26
By David Vladeck, Director, Bureau of Consumer Protection
July 1, 2011 - 9:46am
The preliminary voluntary principles proposed in April by the Interagency Working Group on Food Marketed to Children have got people talking about kids, advertising, and nutrition. Congress — in a bipartisan effort led by former Senator Sam Brownback and Senator Tom Harkin — directed the FTC, the Food and Drug Administration, the Centers for Disease Control, and the U.S. Department of Agriculture, to develop recommendations for the nutritional quality of food marketed to kids, ages 2 to 17.
Submitted by Scott Johnson on Wed, 06/29/2011 - 18:05
By Jeremy M. Simon
This is the second of a five-part series examining what goes in to creating your FICO credit score -- the three-digit number that helps determine how much you can borrow and on what terms. Each part of the series will take an in-depth look at one of the five basic components of the credit scoring model. Today: amounts owed.
If you're aiming for a high FICO credit score, pay close attention to how much debt you carry.
Submitted by Scott Johnson on Fri, 06/24/2011 - 11:39
By Lesley Fair
June 23, 2011 - 11:23am
You have some job openings at your company or maybe you’re thinking of promoting people to new positions. You’ve winnowed that stack of resumes down to some promising candidates. Now it’s nitty gritty time: background checks.
Submitted by Scott Johnson on Mon, 06/13/2011 - 21:07
Debt Relief Companies must comply with State laws in addition to the recently Changed Telemarketing Sales Rule
FTC Issues Final Rule to Protect Consumers in Credit Card Debt - Amendments to Telemarketing Sales Rule Prohibiting Debt Relief Companies From Collecting Advance Fees Will Take Effect in October 2010
Submitted by Scott Johnson on Sun, 06/12/2011 - 14:26
Consumers Looking for Debt Relief help that reside in New Hampshire should be aware of the license requirements of the state to ensure the provider they choose is in compliance whilst protecting the best interest of the themselves to find the most effective solution.
Below is a quick review of New Hampshires State law
