Industry Leading Debt Settlement Programs - US

Outlined below is a guide to evaluate a debt settlement provider to where they are position in comparison to other companies in the market place

Consumer Group Criticizes Debt Settlement Firms in DOJ Letter

The group also accused a debt settlement industry trade group of making misleading statements about how the industry works and the results it produces.

Debt settlers typically offer to settle a customer's debt with creditors for substantially less than the principal, in exchange for fees. But they often require customers to stop paying their bills or communicating with creditors, and many debt collectors or credit card companies refuse to negotiate with the firms, and may even speed up their collection efforts once a customer signs up for debt settlement, CRL said.

What A Client Says About USDR

I am writing this letter to endorse a wonderful, reputable company, US Debt Resolve. Life isn’t always fair. Sometimes you are dealt a bad hand and circumstances hit that require you to go into debt so deep you can’t manage it on your own. That happened to my family in the way of a medical emergency. In a life or death situation, you make the choice to save the life and worry about the expense later. Before we knew it, our debt load had climbed beyond belief and definitely beyond the means of our income.

9 things you should know about your credit card receipt

You may know them as those annoying scraps of paper that litter your purse or flutter from your wallet at inopportune moments, but receipts for credit card transactions are actually worth paying attention to.

Here's what you probably didn't know about them, but should:

Receipts are more secure than you think ... Unless a merchant made a big mistake, you won't see your whole credit card number on a receipt. That's because the federal Fair and Accurate Credit Transactions Act -- an amendment to the Fair Credit Reporting Act that took effect in 2006 -- legislated that for better financial security, only the last four or five digits of your card number can appear. That's why you see something like XXX-XXXX-1234 instead. Your card expiration date can't show either.
9 things you should know about your credit card receipt

... but receipts aren't totally thief-proof

The 5 Dumbest Things You Can Do If You Have Too Much Debt

If you’re struggling with too much debt you’re not alone. It seems as if the whole nation has a borrowing hangover. For years, credit was easy and many people became overextended. But, we now live in an era of austerity and it’s time to get our affairs in order.

The five strategies you may want to avoid

4 money lessons for children to master

Like a fairy-tale curse, poor money skills can screw up your kids, their kids and their kids' kids.

Good money habits, on the other hand, can insulate kids from making major mistakes later in life and will positively impact their quality of life as adults.

To raise money-smart kids, parents should start at a young age and regularly reinforce money lessons as children grow up.

Unfortunately not all parents consciously try to foster money skills in their offspring. A recent survey by found that about 20 percent of parents, nearly one in five, had never spoken with their kids between the ages of 4 and 18 about money basics.

Learn how to budget

Good Debt Vs. Bad Debt

Debt, for many people today, is simply a fact of life. It's the way they pay for just about everything from big-ticket items like homes and cars to daily purchases like gasoline and chewing gum. At its most basic definition, debt is simply an amount of money borrowed by one party from another. Under this definition, debt sounds neither good nor bad. A closer look at the subject provides a more sophisticated way of both viewing indebtedness.

Good Debt

How to land a job despite bad credit

If you’re job hunting, you expect hiring managers to check your resume.

But you shouldn't be surprised if potential employers delve into another aspect of your personal life -- your credit history -- and turn you down if they don't like what they see.

That's why job seekers should know their rights when companies start to scrutinize their financial history and be ready to deal with unflattering information that could sink an application.

When the Society for Human Resource Management asked employers how frequently they conduct credit checks on job candidates, 40% said they never do, while only 13% said they always do.

But nearly half of employers in the society's 2010 survey said they run credit checks ...

Financial watchdog accepts debit card, checking complaints

As big banks across the country test the waters for ways to tack on new checking account fees, the federal financial watchdog agency Thursday launched a new website for consumers to file complaints about debit cards, checking accounts and other banking-related services.

Consumers who can't resolve problems with their banks now have a one-stop option for lodging banking complaints with the Consumer Financial Protection Bureau (CFPB). Those who don't have access to computers can call the bureau's toll-free hotline at 855-411-CFPB (2372).

Consumers can gripe about bank account services to one federal agency


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